Partial Repayments Calculator

To help demonstrate the benefits of making monthly repayments we have created an optional partial repayments calculator. Simply enter the property value, loan size, interest rate, payment amount and house price growth % and the calculator will show the impact these payments have on the balance, the equity remaining and if any ERCs are applicable.

Property Value:

Initial Advance:

Interest Rate (MER):

Optional Monthly Payment:

Payments exceed 10% of the Initial Advance in 12 month period therefore ERCs will apply on Classic and Sovereign products. Our Emerald range product allows up to 12%, Heritage Freedom range allows up to 20% or 40% overpayments per annum ERC-free.

Annual House Price Change:

Maximum Monthly Payment Possible Without ERCs:

Note: Minimum and maximum payment rules apply please refer to your KFI/Offer for full details.

This is for illustration purposes only.

This website is not intended or approved for customer use. Return to our customer website.