Heritage Lifetime Mortgages
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Get Started With Heritage
Our Heritage products provide exceptional flexibility through different variations (Super, Special and Interest Servicing). It offers LTVs up to 55.90%, an interest servicing option, cashback on selected products, no upfront initial loan fees and up to 10% ERC-free optional partial repayments with a maximum of 6 repayments a year.
Empower your clients to borrow their way with an interest serviced lifetime mortgage, available on both lump sum and drawdown plans. Explore our interest servicing page for full details.
Key documents
Our Heritage products are available as lump sum or drawdown mortgages that are suitable for single and joint applicants.
Discover if Heritage suits your clients' requirements.:
Product documents
Gain in-depth insights into lending criteria, benefits, and features of the Heritage range.
Application documents
Get everything you need to guide your clients through application and additional services.
General documents
Easily check necessary considerations and find helpful resources for your clients.
Loans
Review if our Heritage lifetime mortgages meet your clients' financial objectives.
Client ages
55 - 85
Loans from
£10k - £800k
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Max. LTVs
21.70% - 55.90%
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Early repayment charges
10% ERC-free
Interest servicing customers benefit from reduced interest rates and a reduction in the overall cost of borrowing, if they service the interest monthly.
Contact your local Business Development Manager for full details.
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Provide your clients with the loan features they need to enjoy their later life.
Lending criteria highlights
Here’s a selection of lending criteria highlights, to view the full criteria please refer to our Heritage lending criteria.