Sovereign Lifetime Mortgages
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Our Sovereign lifetime mortgages feature our widest range of lending criteria, and clients can benefit from up to 4% cashback. With a 10% ERC-free optional partial repayment allowance and flexible pricing based on clients age, loan amount, property type and postcode.
Did you know that our Sovereign Elite range not only offers a maximum loan of up to £2m but can also be referred for amounts exceeding £2m? This makes it suitable for loan requests involving high-value properties. Contact your local Business Development Manager for full details.
Key documents
Our Sovereign lifetime mortgages are available as lump sum or drawdown mortgages that are suitable for single and joint applicants.
Discover if Sovereign suits your clients' requirements:
Product documents
Gain in-depth insights into lending criteria, benefits, and features of the Sovereign range.
Application documents
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General documents
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Loans
Review if our Sovereign lifetime mortgages meet your customers' financial objectives.
Client ages
55 - 85
Loans from
10k - £1m
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Max. LTVs
23% - 38.50%
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Early repayment charges
10% ERC-free
Need a loan over £2m? Sovereign offers your clients referral options.
Contact your local Business Development Manager for full details.
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Provide your customers with the loan features they need to enjoy their later life.
Lending criteria highlights
Here’s a selection of lending criteria highlights, to view the full criteria please refer to our Sovereign lending criteria.