Lifetime mortgages
Lifetime Mortgages Flexibly Designed
Explore our wide range of lifetime mortgages to responsibly release equity for your clients and assist them in achieving their financial goals and objectives. We simplify later life lending with outcomes-based products tailored to consumer needs.
Products
Unlock their later life finance goals
Guide your clients through their later life borrowing options and create personalised quotes for them.
View product-specific documents via our product pages.
Underwriting criteria
Sovereign
Wide-ranging LTVs and underwriting criteria, with up to 12 repayments a year.
Max LTVs
38.5%
No upfront fees
Classic
Some of the most competitive rates, and a wide range of LTVs.
Max LTVs
48%
Interest servicing available
Heritage
Lump sum and drawdown products, plus the option to service interest.
Max LTVs
55.9%
7-year fixed ERCs
Emerald
High LTVs with up to 12% ERC-free partial repayments.
Max LTVs
49.5%
